Visa Credit Cards > Maximum Rewards(SM) Platinum Edition® Visa® Card

Maximum Rewards(SM) Platinum Edition® Visa® Card

0% APR* on purchases for 12 billing cycles after your account is opened
Earn 5000 Bonus Points upon first usage within the first 3 billing cycles after your account is opened* *
Earn rewards with every purchase* *
Huge array of redemption rewards
No annual fee
Online access to view transactions, pay your bill, view up to 7 years of prior statements and more!

Other details about this card:

Available Reviews

It seems that I am the only holder of this credit card. I got this one around 18 months ago, the reason why I applied this card was stupid, really stupid.

That time my credit score was a little more than 700, you can take it as 700. The credit length was 6 months. They approved me for a credit limit "500"....and they never increase that for me for the last 18 months unless I asked for an increase.

The worst thing of this card is that every time if you wanna have some increase on your credit line, it's guarantee that you're going to have a hard pull.

However, last month, the first time I seriously checked its reward program I realized that this card can be regarded as a 1% cash back card. So, this card is fine to me after all.

The cash advance of this card is always 50% of the credit line and they're saying that the cash advance can be taken as a part of credit line, too. I doubt that and I don't want to test it for it never reports the sum of CL and cash advance to three BU.

Anyway, this is technically the first credit card I applied in this country and I will keep it for good as an evidence of PhD memory.