Visa Credit Cards > Orchard Bank® Platinum Visa®

Orchard Bank® Platinum Visa®

The Orchard Bank Platinum Visa is a great card for building or rebuilding credit. We offer card benefits that make managing your account easy, such as a payment due date that you choose, online account access 24/7 and even text or email alerts to notify you before a payment is due.

Other details about this card:

Choose among many Visa Card designs
Pick your own payment due date to fit your schedule
Manage your account your way online 24/7
Get email and text messages to alert you when your payment is due
Shown rates are for Platinum. Gold and Secured cards also available.

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Available Reviews

Approved online. Trying to rebuild credit one year after Chapter 7 bankruptcy. FICO 656.

I had Orchard Bank for a year as well as Household bank and are all part of HSBC

Well lets start with Household Bank 3 months ago I called to get a credit line increase and they said they can only give me $100 for a $45 fee I said this is crazy and he remind me of the annual fee that was coming soon well I closed it .

Today I called Orchard Bank and I wanted to remove the annual fee of $39 for December they said the card comes with this fee.

So you know ...I closed it.

I have good credit with Citibank,Capital one , Amex , Hooters card , Juniper Bank , Discover card, Kay jewelers plus target and 2 HSBC CARD .. so trust me I don't need them and I think I have much.
But I want to say this bank didn't work with me but its a great bank to fix credit but don't expect credit line increase and they live for there annual fee.

Anyway I hope this help others also for credit repair consider Capital One or Hooters they are better !!!

Thanks , Take Care all ----And Vote Tomorrow ---
Alex

I was approved in 60 seconds. I was suprised because I have had an account w/ them that was included in a bankruptcy that was discharged one year ago. I appreciate the second change. The interest rate they gave wasn't bad either